Mortgage Calculator

Estimate mortgage payments, payoff dates, total interest, and extra-payment savings. Compare up to five saved scenarios with an interactive results graph and detailed monthly amortization schedule.

House with loan document and amortization chart

Loan Details

$

Additional Payments

$
$
$

Scenario Memory

Saved in this browser

Use the down arrow to save the current calculation to a slot. The up arrow recalls it into the calculator.

ActionsSlotLoan AmountRateTermPayoff DateMonthly Pmt.Total InterestTotal Extra Pmt.

How It Works

1

Enter your loan amount, interest rate, term, start date, and any additional payments. Calculations are performed locally in your browser.

2

Our formula: M = P × r(1+r)^n / ((1+r)^n - 1), where P is principal, r is rate, n is payments.

3

Compare saved mortgage scenarios, review the amortization schedule, and visualize the remaining balance and monthly payments in the graph.